Creating A Home Inspection Checklist

Checklist

Even when a person is buying a home in a seller’s market, they’re probably going to have it professionally inspected before signing on the dotted line. It’s important for a person who is selling a home to understand buyer expectations. A home seller will need to know where improvements should be made to meet the expectations of savvy homebuyers.

Eliminate Old Water Stains

There’s nothing uglier than an old water stain that’s been left from a roof leak or leaking pipe. If a home inspector sees this, it will create a red flag. When a person is selling a house. It’s best if they take the time to cover up these type of stains with paint so that an old problem doesn’t become a new problem.

Search For Mold

Mold is an issue that scares away plenty of potential buyers. This will usually be found in basements, bathrooms, garages, and attics. Typically, it can be taken care of by using a fungicide that can be found at most home improvement stores.

Examine Doors And Windows

All of the doors in a home should be checked to make sure they open and close easily. A sticky door can usually be fixed by spraying some lubricant on its hinges. For sliding doors that get stuck, clearing out the tracks will usually make them slide better. Windows in older houses can become sticky and hard to open. By spraying them with some silicon spray, it should help alleviate the problem.

Make Sure Lights Are Working

When a home inspector visits, they will make sure that the electrical system is working properly. One of the easiest ways to do this is by turning on all the lights. If they try a light and it doesn’t turn on, they may decide to call an electrician. By making sure that all of the lights are working, it will help lower any concerns. In addition, electrical switches and outlets should have covers that are intact. It should be easy to purchase a new one at a hardware store and replace missing or cracked covers.

Ensure That Fireplaces And Appliances Can Be Tested

A home inspector will need to test a gas fireplace and all appliances during their inspection. A seller should make sure that the pilot light is lit for the fireplace and that there is clear access to all of the appliances. An inspector may also check the current condition of any appliances that are built into a home.

from Holly Balogh | Real Estate http://hollybalogh.net/creating-a-home-inspection-checklist/
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Indoor Exercises for Outdoor Runners During The Winter

 

Running during the winter time can be harsh for people who suffer during cold weather. Asthma is a major problem that some runners face. The cold can exacerbate asthma and make you feel incredibly weak. This is oftentimes a deterrent that causes many people to not run whenever it is cold outside. Fortunately, there are alternative winter workout activities that you can do indoors if the cold affects you.

Use a Flight of Stairs

You’re in luck if your home has a flight of stairs to run up and down. This is a fantastic cardio activity that will help get the blood flowing and help you develop your quad and glute muscles. See how many reps you can do going up and down the stairs without taking a break.

Light Weights

This is an excellent activity to do if you are stuck indoors. Utilizing light weights mixed with cardio is a great way to get a decent exercise in. Runners still need to get strength training whenever they can and this method is a fantastic way to help them accomplish this whenever it is cold outside.

Cardio Exercises Indoors

Many people like to perform cardio exercises outdoors whenever it is nice. Some of these exercises are planks, jumping jacks, and other body-moving activities. Fortunately, you can perform some if not all of these activities indoors. Make sure that you perform them on a non-slip surface such as carpet and you are in for one endearing workout.

Get a Workout From Doing Household Chores

Did you know that you can get an incredible workout from shoveling the snow out of your driveway? You can kill two birds with one stone and perform this chore to help clear the driveway of snow. You will get some great exercise as well as allow yourself to back out of your driveway in your car.

Practice Yoga

There is nothing quite like a relaxing experience of yoga indoors. Yoga has the ability to help you stay calm, improve flexibility, and boost your overall health. Doing it indoors whenever it is cold outside is a perfect way to wait out the harsh winter conditions. What’s even better is that yoga can help improve your ability to run by stretching your legs and reducing any joint pain you feel.

from Holly Balogh’s Sports Blog https://hollybalogh.home.blog/2019/12/13/indoor-exercises-for-outdoor-runners-during-the-winter/
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How to Get the Most Out of a House Tour

House Tour

 

Depending on the market in your area, hunting for a home can put you in competition to a large number of other home buyers. Even in a poor market, just one competitor can cost you the house of your dreams. This type of competition is especially fierce when the seller hosts an open house. For that reason, you will have to turn a home tour to your advantage.

Tour the Home Quickly

Homes don’t stay on the market for long and the worst among them still only remain available for less than two months. As soon as a house hits the market, you should be arranging a tour and decide if you want to make an offer. As a general rule, sellers publish their listings on Thursdays and review offers at the beginning of the following week, so it is important to act fast.

Shop Below Your Approval

Most sellers and real estate agents are reluctant to deal with buyers at all until they have been pre-approved by a lender. When the agent asks how much you can afford for the sale of your home, it’s advisable to settle on a number below the amount for which you were pre-approved. This will give you leeway to make changes to the home, if you deem them necessary. Otherwise, you may invest everything in the purchase of the home and find out that your remodeling plans just aren’t possible.

Attend Several Open Houses

Your first open house tour may not result in an offer to buy, but that doesn’t mean it didn’t serve a purpose. As you tour open houses and discuss your thoughts with the agent, he or she will learn more about your interests. By the time you’ve attended three or four open houses, your real estate agent will have developed a keen eye for what you want in your next home. Home tours can help your agent provide you with properties that are more in line with your needs, which can help refine and shorten your search.

As you tour homes, don’t be afraid to pay attention to the community and visit at various times of the day. What goes on in the neighborhood is just as important as the home’s features. Attending as many open houses as possible will help you learn how to watch for these characteristics in each property, so you’ll be able to tour homes more efficiently.

from Holly Balogh | Real Estate http://hollybalogh.net/how-to-get-the-most-out-of-a-house-tour/
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Essential Cycling Tips That Beginners Need to Know

Cycling consistently ranks as one of the most popular physical activities in the United States. According to Statista, roughly 67 percent of U.S. adults aged 18 to 64 have cycled at least once in 2018. But whether it’s for leisure, exercise, transportation or a combination thereof, beginners should follow some basic tips when cycling.

Use Both Brakes to Decelerate When Going Down a Hill

To decelerate on even terrain, beginners should only use their bike’s front brake for maximum stopping power. When going downhill, however, beginners should use both brakes to decelerate. Only using the front brake when going downhill can have disastrous consequences, potentially throwing the cyclist over the front of his or her bike. Applying even pressure on both the front and rear brakes allows cyclists to safely decelerate on a descent.

Learn the Gears

A typical bike has one to 27 gears, and it’s important for beginners to learn them so that they can cycle more efficiently. The gears on the front of a bike, for instance, can help cyclists climb hills using less energy. The rear gears, on the other hand, allow for a deeper level of tuning across all types of terrains.

Wear a Helmet

Because there’s no federal law requiring cyclists to wear them, beginners often assume that a helmet isn’t a necessity. A study cited by Big Think, however, found that wearing a helmet reduces the risk of head injuries when cycling by 85 percent. Therefore, beginners should invest in a high-quality helmet before hitting the road with their bike.

Face Forward

Looking down doesn’t improve aerodynamics when cycling. Rather, it increases the risk of injury by restricting the cyclist’s field of view. Unless a cyclist is on a closed course, he or she will likely encounter a variety of hazards while cycling. From road debris and animals to potholes and passing motorists, cyclists must look for common hazards such as these by facing forward.

Turn Corners By Leaning Bike

When approaching a corner, cyclists should lean their bike into the turn. Some beginners make the mistake of leaning their body into turns, which destabilizes their body and increases the risk of an accident. The correct way to turn is to push the handlebar into the direction of the corner just enough so that the bike leans.

Cycling, like most physical activities, requires practice. By spending more time on their bike, beginners can strengthen their cycling skills while improving their health in the process.

from Holly Balogh’s Sports Blog https://hollybalogh.home.blog/2019/11/15/essential-cycling-tips-that-beginners-need-to-know/
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How To Maximize Your Weekend Training Time For Triathlons

A number of triathletes have jobs and busy lives to juggle. This makes training difficult at times. One solution is to maximize weekends by creating specific training blocks for running and biking. Here are suggestions for weekend blocks that will help athletes who are focused on improving their performance in 70.3 races. For these blocks, 8 to 9 hours will be used for training.

Saturday Block

On Saturday, the first block includes a moderate pace bike ride, and the second block includes an endurance run. Total time for both workouts should be around three to 3 1/2 hours. The bike ride should be done for an hour to an hour and a half with an exertion rating of about five to seven on a scale of 1 to 10. The endurance run should be about one hour 45 minutes to two hours long. It should include 3×10 steady-state intervals, which are to be spread out during the run. The intervals should be completed at a 70.3 run pace. For the second half of the run, the pace should be increased.

Sunday Block

Sunday includes a five-hour bike ride, which focuses on endurance. After the first 30 minutes, a 4×15 min tempo should be completed at a pace that’s equivalent to one that is run for a 70.3 race. This should be separated by biking at a moderate pace for 15 minutes, which doesn’t include just easy spinning. By placing these intervals in the early part of the bike ride, it helps a triathlete use more power, which should equal an effort that’s better than doing the intervals later in the ride. This should be followed by a 20 to 30-minute recovery ride.

Swimming On Weekdays

It Is usually best to do rides and runs during the weekend. If a person has time to do a race simulation of an open water swim, it can be worked into the schedule. However, benefits will be best by focusing on running and biking, especially for individuals who are involved in 70.3 events.

Planning For Recovery

A person may not want to work out on the Friday before these blocks. It is probably ideal to do a swim on Thursday and rest on Friday. After completing the blocks on Saturday and Sunday, it’s important to take one or two days to recover, especially if any workout was done on Friday. Light training can be done on Tuesday after rest has been completed on Monday. The training for Wednesday and Thursday should be done with full intensity.

from Holly Balogh’s Sports Blog https://hollybalogh.home.blog/2019/10/16/how-to-maximize-your-weekend-training-time-for-triathlons/
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Real Estate Offer Mistakes to Avoid

House Offer

 

The offer is the most critical part of the home buying process, yet so many home buyers blow it. By knowing how most home buyers sabotage the offer and lose their chance of buying the home they want, you can avoid similar mistakes. Unfortunately, some of these mistakes are all too common.

Low-Balling the Offer

While it would be nice to pick how much you’ll pay for your next home, this should not be the focus of your offer. The seller is trying to get a fair price, so making a ridiculously low offer can often put a crimp in negotiations. While you want to want to get the home for a good price, don’t try to insult the seller with an unreasonable offer.

Paying More May Be Worth It

Instead of trying to go low, keep in mind that the seller is trying to get the most he can for his property. On the other hand, your monthly mortgage premiums will be affected in the smallest ways by a discount of a few thousand dollars. It may be a good idea to use a mortgage calculator as you prepare to make an offer, so you can really see how a lower offer will benefit you. If it won’t do much for your budget, meeting the seller’s asking price can help ensure you get the home you want.

Limit Your Contingencies

A contingency is a condition that must be met by the seller before the transaction can be finalized. If a contingency hasn’t been met, the buyer may back out of the transaction and keep his or her deposit. As this suggests, sellers aren’t keen on too many contingencies. While a few may be necessary and understandable, too many can place an extra burden on the seller. If the seller feels imposed upon by too many contingencies, they may decide to accept another buyer’s offer.

Ultimately, the best approach is to remember that the seller is trying to make a profit from the sale of the home. If you seem to understand that and work with the seller to come to a mutually agreeable deal, you’ll have more luck in getting your offer accepted. When an offer is accepted, be sure to submit your paperwork and payment promptly. Taking too long is another way you could end up losing out on your next home.

from Holly Balogh | Real Estate http://hollybalogh.net/real-estate-offer-mistakes-to-avoid/
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Home Inspections are Great for Buyer Negotiations

Home Inspections

 

The home inspection is an essential part of any real estate transaction because it gives a potential buyer a thorough understanding of the quality of the home. It can also serve as a tool for negotiations, bringing up points that may have even been unknown to the seller. There are a few ways that a thorough home inspection can help you negotiate a fair price for your new home.

Shop Around for a Good Inspector

Even before you begin negotiating, your position will be affected by the quality of your home inspector. Hiring an individual with thorough training, years of experience, and a good reputation will ensure the report you receive will be accurate and in-depth. Alternatively, hiring the wrong inspector can prevent you from discovering important defects in the home.

Time is Important

Scheduling the initial home inspection as early as possible is essential. If the inspector finds some major defect in the home, such as a damaged roof or a faulty HVAC system, you will want a professional contractor to provide you with an accurate estimate for repairing the item. Since this will influence your negotiations, you will want the additional time to go through this process.

Evaluate the Needed Repairs

You should have two repair lists, following the inspection. Some repairs may not require immediate attention or may represent only a small investment. You can take care of those items on your own as time and finances permit. However, there may be more important and urgent repairs needed, such as damage that represents safety issues or affects the habitability of the home. Those are the items you should submit to the seller to determine if he’s willing to accommodate those repairs.

Ask for a Credit at Closing

The seller may make only superficial repairs that won’t address the underlying problem. Unless you protect against this possibility with a credit at the closing request, you may still be stuck with correcting improperly done repairs. If a credit at closing isn’t possible for some reason, you should at least insist that the work is done by a certified contractor.

While you will have to accept responsibility for making minor repairs on your own, major issues with the home should be addressed by the seller. It’s up to you to ensure the work is done according to your expectations. Damage to the home may constitute grounds for lowering your offer or demanding that the seller repair the items in question. Otherwise, your dream home may soon become a financial burden.

from Holly Balogh | Real Estate http://hollybalogh.net/home-inspections-are-great-for-buyer-negotiations/
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